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SAM'S DRIVER

Interview of F M SAM MANEKSHAW'S driver !!

Nitin Gokhale recalls an encounter with a driver who drove one of India's most-loved soldiers, Field Marshal Sam Manekshaw, for 22 years.
On April 3, 2013, Field Marshal S H F J 'Sam' Manekshaw would have turned 100. He passed away five years before his centenary.
But in Wellington, the quaintly beautiful cantonment town in the Nilgiris, where the field marshal retired to, his memories live on. 

Each year when I go for my annual lecture to the student officers at the Defence Services Staff College located in Wellington not very far from Coonoor and Ooty, at least one anecdote about Sam Bahadur the Legend gets added to my stock. In 2012 I garnered more than my usual quota because I came twice in close succession!

Nothing prepared me for my trip this time though!

As I came out of Coimbatore airport, an LO (Liaison Officer) in his crisp Madras Regiment uniform was as usual standing with the customary placard to receive me.

As we walked to the black Ambassador staff car, shining in the bright 30 degree sun, a tall man, his hair neatly combed and parted, wearing the chauffeur's khaki uniform, greeted me: "Good Morning Sir! I am Kennedy!"

I wished him back distractedly since I was busy looking at messages on the mobile after a two-hour long flight.

As we started our drive to Wellington, Kennedy asked: "Shall I put the AC on Sir?"

After replying the affirmative, just to be polite, I tossed a remark: "Have we met before, Kennedy?"

He said: "No Sir, but I have seen you on TV and last year I also saw you at the function in the field marshal's honour!"

Impressed and flattered at the same time, I ventured to ask Kennedy how well he knew the field marshal. "Sir I drove him and Madam around for 22 years!"

Left: A young Kennedy with Field Marshal Sam Manekshaw

My mind snapped back to attention from the numbness that a long flight induces.

Here was a variation of a situation that I encounter almost every fortnight: the talkative taxi driver who wants to impress you with his knowledge and wisdom. But this was different.

Here was a man who saw the field marshal closely for over two decades!

You would be foolish to let go of this opportunity Nitin, I told myself.

The planned short nap be damned. The inquisitive reporter in me was now wide awake!

So what is your most significant memory of the field marshal, I shot off the first question, my pen poised over the small notebook I fortunately still carry in my shirt pocket!

"Oh, so many of them Sir," Kennedy replied. I wanted to immediately ask a counter-question: Which one is most precious, but years of training as a print reporter made me hold back.

After a minute or two, Kennedy, who was perhaps trying to recall his memories, said: "Whenever I went to his house with the staff car from the college (Defence Services Staff College), the first thing he would tell Solai (the field marshal's batman), Kennedy ko chai pilao, bread mein jam lagao, butter lagao! Each time, without fail, the field marshal would make me eat the bread-butter and drink tea," an emotional Kennedy remembered.

"The field marshal had cows at home. The household made its own cheese," he added.

And how often did you go, was my next question.

"Definitely once a fortnight. He was very particular to use the staff car only for official purposes," Kennedy revealed.

Now there was no stopping Kennedy.

"Very often Madam (the field marshal's wife, Silloo) would drive him to the market in her Maruti 800. He would purchase the essentials from the market himself -- vegetables, meat -- he loved doing that," Kennedy recalled.

"You know something Sir, he bought the plot of land in 1960 when he was commandant of the Staff College, but even as a major general, he did not have enough money. He told me once 'Kennedy, I had to take out money from my provident fund to buy this land'."

As we left behind the plains of Mettupalayam and started the gentle climb up the Nilgiris, Kennedy was in full flow.

"The field marshal never said it openly, but Madam and and other family members often made it clear that they were never happy with the way the government treated him after retirement. They gave him the baton, 5 stars and nothing else," Kennedy said. "Not even a dedicated car," an angry Kennedy recalled.

Now this was interesting and a little disconcerting. Was this man sharing what he had heard and saw or was he making it up mixing facts with gossip and innuendo?

Yes, one knew about the cold shoulder the field marshal got from successive governments, but would he, even if he was unhappy, give that impression to anyone, leave alone his chauffeur?

I wasn't sure, so just to change the subject, I asked him is Kennedy you real name?

"Real name Hridayraj Sir, but I was born in November 1963, the same month President Kennedy was killed. My father -- we are Christians, by the way Sir -- thought Kennedy was a good man, so he gave me the name Kennedy. Everyone knows me as Kennedy around here Sir."

"What else do you remember?"

"He was a pucca soldier, Sir. He would never eat his breakfast without getting fully dressed. Also, he always used to deliver the last lecture for the staff course."

"Many senior officers, including chiefs from Delhi and elsewhere, would meet the field marshal whenever they came to Wellington. Often I would take them to the house. You know something Sir, I have driven more than 500 three star officers in my 27 years of service. I have been a driver to so many chiefs -- General Rodrigues, General Sundarji (after his retirement Sundarji settled in Wellington), General Malik, General JJ, General VK, General Kapoor..." Kennedy was unstoppable now.

We were nearing Coonoor.

"Tell me more about Sam, the father and husband," I gently prodded him.

"Oh for him, madam's word was final. The field marshal was a loving father and grandfather. One of his grandsons looked exactly like him. Long nose, tall and fair. I never saw him scold any one. And he was always kind to people like us. When madam passed away, he was a broken man. We knew he wouldn't last long without his biggest strength," Kennedy said, clearly choking.

Left: Kennedy poses with a staff car used by an Air Chief

"You know Sir, President Kalam was the one who gave him more dignity than any one else. I drove the President to the hospital where the field marshal was admitted," Kennedy recalled.

Kennedy was extremely angry at how the government treated the field marshal in death. "No chief came for his burial. Defence Minister Antony sent his junior minister. Is this the way we treat our heroes Sir?" he asked.

I had no answer.

As we neared the Staff College, I asked Kennedy to share some photographs of his with the field marshal.

And sure enough, later that evening, he came with the photographs.

Over the next two days Kennedy drove me to the college, to the market and to dinners, coming up with one anecdote or the other about the legend.

As he dropped me back to Coimbatore airport on Saturday evening, I couldn't help but envy him for having had the privilege of seeing the legendary soldier so up close.

Kennedy has a decade more to serve, but nothing will be as exciting for him as his years with Field Marshal Manekshaw.
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VETERANS - ORGANISATIONAL BONDING

Veterans And Organisational Bonding: A Unique Blessing

Maj Gen Mrinal Suman
The day we joined the academy, we were told to take pride in the fact that we had opted for the noblest profession in the world – the profession of arms that ensures security of our country. We were also counselled that soldiering was a package deal with its minuses and pluses. The minuses exist due to the exigencies of service (threat to life, hardships, frequent transfers, separations and so on) and these have to be endured. However, the pluses outweigh the minuses by a huge margin: organisational cohesion being the most crucial one as it facilitates development of life-long bonds, both social and emotional.

Camaraderie and esprit de corps make soldiering the most rewarding experience, compensating for all the negatives of service life. We, the veterans somehow overlook its import and take these blessings for granted. Let me elucidate with two examples.

A few years ago, at an informal post-seminar interaction at the College of Defence Management Secunderabad, a senior retired IAS officer rued the fact that his service lacked the bonhomie of the armed forces. "I envy the way the veterans bond with the serving officers and get respect. In my service, once we retire, we are totally forgotten. My state does not even remember my birthday for a card. Yes, if I become a Governor tomorrow, I will again be surrounded by opportunists and sycophants," he added.

Unable to resist his inquisitiveness, a serving Brigadier quipped that IAS was considered to be a highly close-knit service. The bureaucrat's frank reply surprised all, "Yes, we close ranks whenever we sense external threat to our collective interests. Otherwise, ours is a dog-eat-dog world, full of self-seeking 'climbers'."

The second example pertains to ex-Short Service Commission (SSC) officers. Most have done well in the civil services. While occupying high positions in the civil hierarchy, they never reveal their army background. In fact, they make deliberate efforts to hide it, lest their old army course-mates try to get 'familiar' with them. Worse, most suffer from what is commonly referred to as 'rank equivalence complex'. They keep comparing their pay scales with those of the service officers to draw equations with Lt Gens and army commanders. This complex manifests itself in their haughty and standoffish attitude.

That is the reason why no District Commissioner or Police Director General ever cares to remember his past regimental association to attend an artillery/infantry day function. Worse, they never offer to help army solve their pending issues with the civil administration. In other words, they behave like completely disconnected aliens.

However, superannuation hits them hard. Their much-vaunted civil service neglects them totally. Feeling abandoned, they rediscover their army roots and reclaim their old affiliation to seek membership of army institutes. They search-out long-forgotten course-mates to re-establish contacts and join their social circles. They realise that only army can provide everlasting camaraderie and social bonding.

Let us count our blessings
The above has been recounted here to highlight the fact that we the veterans are blessed to belong to an organisation whose comradeship and cohesion are the envy of all. No words can ever describe the intensity of covalent bonding amongst the serving and the veterans. One marvels at the love and respect that the serving soldiers shower on the veterans. Yes, it is pure selfless love as the veterans can do no favour to the serving.

Let me support my assertion with a recent example. We, 35 veterans and ladies attended our regiment's raising day at Leimakhong in the first week of April. As is the service culture, despite major administrative constraints, we were treated with due deference and affection. In fact, the unit made it appear as if the veterans had done a great favour by joining the celebrations. As always, it was a humbling experience.

Well, this recounting is not about the unit personnel looking after their veterans: every unit in the Indian army has similar norms and traditions. It is about a unique honour that the local formation bestowed on the veterans. All veterans and ladies were invited to a banquet at the divisional mess. It was a gesture of monumental proportions.

With band in attendance, it was a nostalgic experience to be serenaded by the instrumentalists while dining. The veterans felt overwhelmed. Even the vibes in the air were affable, convivial and cordial. GOC's unprecedented initiative made every veteran feel 10 years younger, brighter and more buoyant.

During a trip to the War Cemetery at Kohima, the veterans were hosted to a lunch by the Brigade Commander at Jakhama. Suffice it to say that the veterans were treated as honoured guests of the whole formation. To be wanted, loved and respected is a basic human necessity; more so when one advances in years.

The purpose of citing the above experience is to stress the point that no organisation in the world (both official and commercial) can ever match the intensity of affection that the army showers on its veterans. It is simply inimitable. Neither money can buy it nor can it be commandeered. Army's ethos and value-system get manifested when veterans are made to feel like important VIPs.

For soldiers, nostalgia is an antidote to aging
Unfortunately, of late, the veterans have developed some sort of persecution complex. We have convinced ourselves that we are not getting a fair deal from the country. Resultantly, considerable discontentment and despondency have crept into our thinking.

Why let our old age become unhappy? There is a world beyond OROP: a world full of the memories of the troops we commanded, their raw courage and their unflinching loyalty to the comrades, unit and country. We indeed are very privileged to belong to the Indian army, a family with strong bonds of mutual caring. Let us cherish this blessing.

'Once a soldier always a soldier' is an old adage and nostalgia is an inalienable facet of every retired soldier's psyche. In fact, post-retirement life gets enlivened only when the past events appear in flashback with reminiscence of old associations. A soldier lives and relives them till he breathes his last. It is an old belief that soldiers carry the memories of their comrades right up to Saint Peter's pearly gates. While it is difficult to vouch for the veracity of the said belief, one thing is certain – army's organisational bonding provides immense solace when age takes its toll and the faculties start ebbing.





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GREAT STORY

A great story with a moral
But the pear would not go down my throat....
Author unknown....
It was the summer of 67 I was all of sixteen years old, had just finished my schooling from a prestigious boarding school and was on a sabbatical working out what to do with my life. My father was a colonel in the army and had a year to go before retirement. We were living in a comfortable government bungalow in Ajmer but as far as material luxuries go, we didn't have much; no car, no scooter and no refrigerator either – the status symbols of those days. Television had not yet spread its wings in the country and a small transistor radio was our means of keeping in touch with the rest of the world. We however, felt no sense of deprivation and the lack of amenities perhaps spurred our innate abilities to keep ourselves occupied in more meaningful ways.
During those days, it always upset me that father never let us use the office jeep for visiting friends, going to the market or seeing the various attractions which the town had to offer. My brothers, my sister and I would either cycle or walk to where ever we had to go and my mother would take a rickshaw for her occasional trips to the market. Father was the head of his department and could so easily have used service transport for his family had he been so inclined. Many government officials routinely did so but for father such an act was unthinkable. It was also unthinkable for us to question him about it. One evening however, I mustered up the courage and did the unthinkable.

'Why don't you let us use the office jeep sometimes, Dad?' I asked. We were sitting in the drawing room and father had just poured himself a stiff tot of rum. Mom looked at me quizzically, wondering where such a conversation would lead but refrained from saying anything. Dad turned, took a sip from his drink, looked me straight in the eye and said, 'I would son, but the pear would not go down my throat'.

'What pear?' I asked.

Father waited awhile and then narrated this most amazing tale. 'When I was a kid your age, or perhaps a shade younger than you are now', he said, 'I had gone out to play with my friends. On the farther side of the village there was a beautiful orchard where the first lot of pears had ripened on the trees. Which young bunch of kids could resist such a temptation? Well, we crawled under the fence and with an intrepidity that would have done a cat burglar proud, took all we could carry before scampering back to safety. I took my share of the loot home, as proud as a warrior returning home with conquests from a famous victory'.

'Your grandfather was sitting on his favourite chair on the verandah smoking his hookah. It was over a decade since your grandfather had retired from the army, but he was as fit as a fiddle, still had the strength of an ox and his back was ramrod straight. I still remember the scene so vividly; the dusk settling in, the shadows lengthening and the snow clad mountains jutting out in pristine purity over a pale blue sky that was gradually darkening. The stillness of the evening was broken only by the murmur of the breeze and the occasional gurgling rattle like sound emanating from your grandfather's hookah'.

Father paused, as if reliving those days and then continued with his tale. 'I ambled over to him' he said 'and offered him a plate with the freshly cut fruit. I don't know if I expected to get from him; praise maybe, appreciation perhaps or possibly just an acknowledgement of my boyish skill? What I got, however, was something totally different. Your grandfather instantly divined the source of the offering and its method of procurement, but he didn't say anything about that to me. He simply said that the pear would not go down his throat as he found it impossible to eat anything that had not been honestly obtained. There was no admonishment in his tone, no raising of the voice in anger, just a quiet statement of fact. And then your grandfather let the matter rest'.

Dad paused again, looked at me and continued, 'I took the plate back with an overriding sense of pain and guilt. Away from your grandfather's eyes, I took a bite of the pear to see if there was any truth in the assumption. Well, the pear wouldn't go down my throat either. So next morning, I confessed all to the owner of the orchard. I was feeling a bit wretched but atonement was called for if I was ever to live down the sense of shame I felt. The owner, a distant relative, gave me a stern look all through my sorry narrative, but once again there was no outrage, no admonishment. Putting his hand over my shoulder, he took me inside his house and to my utter surprise, presented me with a basket of fresh ripe pears.' There was silence for some time, then dad continued, 'life offers many temptations, son, but some of us cannot get the pear down our throats'.

It's a lesson I never forgot. Life offers so many temptations, so many pears. Having retired now after having served with honour as a third generation officer in the Indian Army, I hope this is a legacy which my children will carry to the future.









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US ARMY.- WHY YOUNG PEOPLE SERVE

 No one has been able to explain to me why young men and women serve in the U.S. Military for 20 years,


risking their lives protecting freedom, and only get 40% of their pay on retirement. While Politicians hold their political positions, in the safe confines of the capital, protected by these same men and women, and receive full-pay retirement after serving one term. It just does not make any sense.

When a soldier comes home, he finds it hard......to listen to his son whine about being bored.

 

....to keep a straight face when people complain about potholes.

 

To be tolerant of people who complain about the hassle of getting ready for work.

 

...to be understanding when a co-worker complains about a bad night's sleep.

 
 

..to be silent when people pray to God for a new car.

 
 

....to control his panic when his wife tells him he needs to drive slower.

 
 

..to be compassionate when a businessman expresses a fear of flying.

 
 
 

....to keep from laughing when anxious parents say they're afraid to send their kids off to summer camp.

 
 

....to keep from ridiculing someone who complains about hot weather.

 
 

....to control his frustration when a colleague gripes about his coffee being cold.

 
 

....to remain calm when his daughter complains about having to walk the dog.

 
 

.....to be civil to people who complain about their jobs.

 
 

.....to just walk away when someone says they only get two weeks of vacation a year.

 
 

....to be forgiving when someone says how hard it is to have a new baby in the house.

 
 
The only thing harder than being a Soldier...

Is loving one.

 
 
I was asked to pass this on and I will gladly do so!! Will you???
 
No one has been able to explain to me why young men and women serve in the U.S. Military for 20 years,
risking their lives protecting freedom, and only get 40% of their pay on retirement. While Politicians hold their political positions, in the safe confines of the capital, protected by these same men and women, and receive full-pay retirement after serving one term. It just does not make any sense.
If each person who receives this will forward it on to 20 people, in three days, most people in The United States of America will have the message.

This is one proposal that really should be passed around.

Proposed 28th Amendment to the United States Constitution: "Congress shall make no law that applies to the citizens of the United States that does not apply equally to the Senators and/or Representatives; and, Congress shall make no law that applies to the Senators and/or Representatives that does not apply equally to the citizens of the United States ."

You are one of my 20+. I passed it on, will you?
"If you choose not to decide, you still have made a choice," and these brave soldiers have given you that right!!
 
_________________________

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ENGLISH IS VERY EASY

You think English is easy?
1) The bandage was wound around the wound.
2) The farm was used to produce produce.
3) The dump was so full that it had to refuse more refuse.
4) We must polish the Polish furniture..
5) He could lead if he would get the lead out.
6) The soldier decided to desert his dessert in the desert..
7) Since there is no time like the present, he thought it was time to present the present.

8) A bass was painted on the head of the bass drum.
9) When shot at, the dove dove into the bushes.
10) I did not object to the object.
11) The insurance was invalid for the invalid.
12) There was a row among the oarsmen about how to row.
13) They were too close to the door to close it.
14) The buck does funny things when the does are present.
15) A seamstress and a sewer fell down into a sewer line.
16) To help with planting, the farmer taught his sow to sow.
17) The wind was too strong to wind the sail.
18) Upon seeing the tear in the painting I shed a tear..
19) I had to subject the subject to a series of tests.
20) How can I intimate this to my most intimate friend?
......
Let's face it - English is a crazy language. There is no egg in eggplant, nor ham in hamburger; neither apple nor pine in pineapple. English muffins weren't invented in England or French fries in France . Sweetmeats are candies while sweetbreads, which aren't sweet, are meat. We take English for granted. But if we explore its paradoxes, we find that quicksand can work slowly, boxing rings are square and a guinea pig is neither from Guinea nor is it a pig.
And why is it that writers write but fingers don't fing, grocers don't groce and hammers don't ham? If the plural of tooth is teeth, why isn't the plural of booth, beeth? One goose, 2 geese. So one moose, 2 meese? One index, 2 indices? Doesn't it seem crazy that you can make amends but not one amend? If you have a bunch of odds and ends and get rid of all but one of them, what do you call it?
.......
If teachers taught, why didn't preachers praught? If a vegetarian eats vegetables, what does a humanitarian eat? Sometimes I think all the English speakers should be committed to an asylum for the verbally insane. In what language do people recite at a play and play at a recital? Ship by truck and send cargo by ship? Have noses that run and feet that smell?
How can a slim chance and a fat chance be the same, while a wise man and a wise guy are opposites? You have to marvel at the unique lunacy of a language in which your house can burn up as it burns down, in which you fill in a form by filling it out and in which, an alarm goes off by going on.
........
Brig Narinder Dhand,
http://signals-parivaar.blogspot.in

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FUTURE PREDICTIONS

FUTURE PREDICTIONS:
In 1998, Kodak had 170,000 employees and sold 85% of all photo paper worldwide.  Within just a few years, their business model disappeared and they went bankrupt. What happened to Kodak will happen in a lot of industries in the next 10 years - and most people don't see it coming. Did you think in 1998 that 3 years later you would never take pictures on paper film again? Yet digital cameras were invented in 1975. The first ones only had 10,000 pixels, but followed Moore's law. So as with all exponential technologies, it was a disappointment for a long time, before it became way superior and got mainstream in only a few short years. It will now happen with Artificial Intelligence, health, autonomous and electric cars, education, 3D printing, agriculture and jobs. Welcome to the 4th Industrial Revolution. Welcome to the Exponential Age.
Software will disrupt most traditional industries in the next 5-10 years.

Uber is just a software tool, they don't own any cars, and are now the biggest taxi company in the world. Airbnb is now the biggest hotel company in the world, although they don't own any properties.
Artificial Intelligence: Computers become exponentially better in understanding the world. This year, a computer beat the best Go player in the world, 10 years earlier than expected. In the US, young lawyers already don't get jobs. Because of IBM Watson, you can get legal advice (so far for more or less basic stuff) within seconds, with 90% accuracy compared with 70% accuracy when done by humans. So if you study law, stop immediately. There will be 90% fewer lawyers in the future, only specialists will remain. Watson already helps nurses diagnosing cancer, 4 time more accurate than human nurses. Facebook now has a pattern recognition software that can recognize faces better than humans. By 2030, computers will become more intelligent than humans.
Autonomous Cars: In 2018 the first self-driving cars will appear for the public. Around 2020, the complete industry will start to be disrupted. You don't want to own a car anymore. You will call a car with your phone, it will show up at your location and drive you to your destination. You will not need to park it, you only pay for the driven distance and can be productive while driving. Our kids will never get a driver's license and will never own a car. It will change the cities, because we will need 90-95% fewer cars for that. We can transform former parking space into parks. 1.2 million people die each year in car accidents worldwide. We now have one accident every 100,000 km, with autonomous driving that will drop to one accident in 10 million km. That will save a million lives each year.
Most car companies may become bankrupt. Traditional car companies try the evolutionary approach and just build a better car, while tech companies (Tesla, Apple, Google) will do the revolutionary approach and build a computer on wheels. I spoke to a lot of engineers from Volkswagen and Audi; they are completely terrified of Tesla.
Insurance Companies will have massive trouble because without accidents, the insurance will become 100x cheaper. Their car insurance business model will disappear.
Real estate will change. Because if you can work while you commute, people will move further away to live in a more beautiful neighborhood.
Electric cars won't become mainstream until 2020. Cities will be less noisy because all cars will run on electric. Electricity will become incredibly cheap and clean: Solar production has been on an exponential curve for 30 years, but you can only now see the impact. Last year, more solar energy was installed worldwide than fossil. The price for solar will drop so much that all coal companies will be out of business by 2025.
With cheap electricity comes cheap and abundant water. Desalination now only needs 2kWh per cubic meter. We don't have scarce water in most places, we only have scarce drinking water. Imagine what will be possible if anyone can have as much clean water as he wants, for nearly no cost.
Health:  There will be companies that will build a medical device (called the "Tricorder" from Star Trek) that works with your phone, which takes your retina scan, your blood sample and you breathe into it. It then analyses 54 biomarkers that will identify nearly any disease. It will be cheap, so in a few years everyone on this planet will have access to world class medicine, nearly for free.
3D printing: The price of the cheapest 3D printer came down from $18,000 to $400 within 10 years. In the same time, it became 100 times faster. All major shoe companies started 3D printing shoes. Spare airplane parts are already 3D printed in remote airports. The space station now has a printer that eliminates the need for the large number of spare parts they used to have in the past.
At the end of this year, new smart phones will have 3D scanning possibilities. You can then 3D scan your feet and print your perfect shoe at home. In China, they already 3D printed a complete 6-storey office building. By 2027, 10% of everything that's being produced will be 3D printed.
Business Opportunities: If you think of a niche you want to go in, ask yourself: "in the future, do you think we will have that?" and if the answer is yes, how can you make that happen sooner? If it doesn't work with your phone, forget the idea. And any idea designed for success in the 20th century is doomed in to failure in the 21st century.
Work: 70-80% of jobs will disappear in the next 20 years. There will be a lot of new jobs, but it is not clear if there will be enough new jobs in such a small time.
Agriculture: There will be a $100 agricultural robot in the future. Farmers in 3rd world countries can then become managers of their field instead of working all days on their fields. Agroponics will need much less water. The first Petri dish produced veal is now available and will be cheaper than cow-produced veal in 2018. Right now, 30% of all agricultural surfaces is used for cows. Imagine if we don't need that space anymore. There are several startups that will bring insect protein to the market shortly. It contains more protein than meat. It will be labeled as "alternative protein source" (because most people still reject the idea of eating insects).
There is an app called "moodies" which can already tell in which mood you are. Until 2020 there will be apps that can tell by your facial expressions if you are lying. Imagine a political debate where it's being displayed when they are telling the truth and when not.
Bitcoin will become mainstream this year and might even become the default reserve currency.
Longevity: Right now, the average life span increases by 3 months per year. Four years ago, the life span used to be 79 years, now it's 80 years. The increase itself is increasing and by 2036, there will be more than one year increase per year. So we all might live for a long long time, probably way more than 100.
Education: The cheapest smart phones are already at $10 in Africa and Asia. Until 2020, 70% of all humans will own a smart phone. That means, everyone has the same access to world class education.
Robert M. Goldman MD, PhD, DO, FAASP
www.DrBobGoldman.com
World Chairman-International Medical Commission
Co-Founder & Chairman of the Board-A4M
Founder & Chairman-International Sports Hall of Fame
Co-Founder & Chairman-World Academy of Anti-Aging Medicine
President Emeritus-National Academy of Sports Medicine (NASM)
Chairman-U.S. Sports Academy's Board of Visitors
FREE Health Longevity info newsletter at: www.WorldHealth.net
#DrBobGoldman
#DrRo[truncated by WhatsApp]
Brig Narinder Dhand,
http://signals-parivaar.blogspot.in
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PENSION- IN THE LIGHT OF SETTLED LAW

In the light of the settled law as above, a pensioner is entitled to 50% of the minimum of the pay in pay band plus grade pay of the post from which he retired.

Posted: 14 Sep 2016 08:53 AM PDT














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7 CPC - ANOMALIES

Address by Air Chief in Air Force Auditorium, Subroto Park

News from the Air Force Association annual meet held in the Air Force Auditorium today:
ACM Raha, CAS and chairman of COSC has clearly told that 7th PC has NOT been accepted by the forces. All issues will be addressed before its implementation. He has also urged everyone not to believe various messages/rumours going around. He sounded extremely confident and forthright .
 
 7 CPC and Defence Forces

1. All Defence Offrs, please be informed that Offrs of other services with whom you interact on functional basis, like MES Civ Offrs, GREF Civ Offrs, Offrs of BSF, CRPF ,ITBP, Def Accts(IDAS), Test Audit(IA&AS), Ord Factory Bd etc, are getting the salary and grade pay of Joint Secretary/ Maj Gen (GP Rs 10000/-) in 19 yrs of
service, and are drawing  the pay of Addl Secretary to Govt of India which is equal to a Lt Gen(GP Rs 12000/-) in 32 yrs of service by virtue of their service being Organised Gp A Service.
2. The above condition has been brought about consequent to acceptance of 6 CPC recom on NFU by GoI , wherein it recommended that whenever any IAS officer of the state or joint cadre is posted at the Centre to
a particular grade carrying a specific grade pay in Pay Bands PB-3 or PB-4,the officers belonging to batches of Organised Group A services that are senior by two years or more and have not been promoted so far to that particular grade would be granted the same grade on a non functional basis from the date of posting of the IAS officers in that grade at the centre. Hence if an IAS officer becomes Joint Secretary in 17 years of service the offrs of Org Gp A Service(like the ones mentioned in Para 1) will start drawing the salary of Joint Secretary in maximum of 19 years of service and similarly that of Addl Secretary / Lt Gen in 30 and 32 yrs resp.
3. Why is it not applicable to Def Offrs : Because as per Govt of India Def Offrs are NOT part of Org Gp A Service, but are Commissioned Officers,  and the above recom is applicable to only to the Gp A Services.
4. If Def Offrs are not part of Org Gp A service then what are they :They are just 'Commissioned Officers ( Class One Gazetted Officers)'?
5. If all the above is correct then who all form part of Org Gp A Service and how Def Offrs call themselves Class 1 offrs ; Central Civil Services mainly include AIS (All India Services, namely, IAS, IPS and Indian Forest Service) and Org Gp A service .There are a total of 58 services forming part of Org Gp A service.   Def Offrs are not part of Civil Services but have been broadly kept at par with Gp A Offrs of Civil Services( erstwhile known as Class 1 offrs) by various Pay Commissions. The reference to same since independence is attached.
6. Background to recom of NFU for Org Gp A Service as per 6 CPC:
(a) The Sixth CPC observed that there is a conventional edge of two years between IAS and other AIS/ Central Group A services and stated that though the Fifth CPC had taken the view that the edge need not be disturbed, in practice, however, the gap of two years (for posting to various grades in the Centre in form of empanelment of IAS officers and promotion for other Group A officers), has increased in respect of many organised Group A services.
(b) The sixth CPC felt that this is not justified as Organised Group A services have to be given their due which justifiably should mean that the disparity, as far as appointment to various grades in Centre are concerned, should not exceed two years between IAS and organised Central Group A services. It recommended that the Government should, accordingly, consider batch-wise parity while empanelling and/or posting at Centre between respective batches of IAS and other organised Group A services with the gap being restricted to two years.
(c) Therefore whenever any IAS officer of the state or joint cadre is posted at the Centre to a particular grade carrying a specific grade pay in Pay Bands PB-3 or PB-4,the officers belonging to batches of Organised Group A services that are senior by two years or more and have not been promoted so far to that particular grade would be granted the same grade on a non functional basis from the date of posting of the IAS officers in that grade at the centre.
(d) The higher non-functional grade so given to the officers of organised Group A services will be personal to them and will not depend on the number of vacancies in that grade.
(e) These officers will continue in their existing posts and will get substantial posting in the higher grade that they are holding on non functional basis only after vacancies arise in that grade. This will not only ensure some
sort of modified parity between IAS and other Central Group A services but will also alleviate the present grade of disparity existing between promotional avenues available to different organised Group A services.
(f) The Government accepted the recommendations of Sixth CPC and granted the NFU to Organized GP A Services .
7. Why should the def offrs get NFU :Because of the following reasons : None of the Org Gp A service faces as much stagnation as the Armed Forces offrs because of its pyramidal structure. In fact, on the contrary, most of the Gp A service offrs, as it is, reach the level equal to Addl Secretary due to cylindrical structure of promotion of their service. Only issue for them is,' in how many years'. In comparison, 97% def offrs retire at the levels below Joint Secretary / Maj Gen. Hence, if the logic of giving NFU to Org Gp A offrs is stagnation, then, no one deserves it more than the Armed Forces Offrs.
b) Traditionally, since independence, there has been a broad parity between the Class 1 / Gp A offrs of Civil Services and the Defence Services Offrs which has been acknowledged by different Pay Commissions in their reports. In such a case ,the differential behaviour of 6 CPC not only disturbs the financial parity, it pushes down the def services in status as even direct recruit offrs of Gp B services attain a better pay and promotional avenue and manage to reach the level of Joint Secretary / Maj Gen before retiring . In fact, now Sub Inspectors of CRPF/BSF/ITBP too can beat Def Services Offrs when they too will retire with the salary of Addl Secretary /Lt Gen, if they get promoted as Asstt Comdt / DSP in 8 yrs. All this will only fuel frustration, disgruntlement and will have a demoralising effect on the Armed Forces Offrs.
(c) Since Def Offrs will have to work alongside some of the Organised Gp A Services mentioned, a disparity of this magnitude will lead to functional problems .In some stations, it is already being heard that Civ Offrs have started projecting themselves as senior to top military offr like Stn Cdr. In a specific case a Civ Chief Engineer of MES has started considering himself senior to a COS due to NFU and started saying so all around. Such problems will only increase in future. Moreover, this issue must not be allowed to linger till 7th CPC for resolution. If our top brass stands up united on this issue, the govt will have to accept it. Service HQs are aware of this issue and had sent a proposal to MoD, but it has been rejected. However , the issue> needs a more forceful pleading duly backed by Service Offrs unanimously.
8. Benefits of NFU : It will not only benefit the offrs facing stagnation at the level of Lt Col, Col, and Brig, but will also benefit senior offrs like Maj Gen and Lt Gen who otherwise pick up their ranks in 29 yrs and 35 yrs resp, as they will too start drawing the pay of Maj Gen in 19 yrs of service and that of Lt Gen in 32 yrs of service.
9. What can you do : Don't accept ' fait accompli', Spread awareness, as knowledge is power. Apprise more and more offrs about this discrimination. Raise it in appropriate forums to escalate its level and let the top brass take it up as seriously as PB-4 issue with the govt for IT IS, AS SERIOUS AN ISSUE. It not only affects pay, it also affects status. So please do your bit, at least ask for it from your seniors. If you have anything more to add to this mail, which is relevant and factually correct, please go ahead and add on for the benefit of all, and circulate this in your Yahoo/Google/any other groups of various courses/ batches on the Internet".
[15/09 22:21] Delhi Vikas Sharma Pk S Brother: As received
Dear Mr Parrikar, 
1. Last year, three defence services, submitted a 900 pages of detailed study on their objections on 7th CPC to you. But you did not act upon this study. Why should we trust you now, Mr Parrikar?
2. All 900 pages cannot pertain to officers class alone, the bulk of them must be affecting JCOs and Other Ranks (not PBORs). The bulk of 83 issues lingering since 5th CPC, must be pertaining to JCOs and Ors. I have a strong feeling that, instead of addressing them holistically, some body made to infiltrate many people in the ESM groups, and tried to wedge a divide between Officers, JCOs and jawans. If you did not act on these two memoranda, why should we trust you now, Mr Parrikar?
3. On 19 Dec 2015, in a rare move, three Service Chiefs gave a joint memorandum to you, expressing their concerns about 7th CPC. You did not act upon it, Then, Why should we trust you now, Mr Parrikar?
4. Neither in the 7th CPC, nor in the recent empowered committee of secretaries, no member from Defence forces comprising of 30.9 % of central Govt employees, was appointed, though there were 9 members from IAS and one each from Railways etc. Then why should we trust you now, Mr Parrikar?
5. Six months ago, On 11 March 2016, a very high quality, exhaustive power point presentation was given by TRIPAS, in the presence of three Service Chiefs, to the Empowered Committee of secretaries. Even the Cabinet secretary appreciated the presentation. But they and you did not act upon it. Then why should we trust you now, Mr Parrikar?
6. Since the electioneering speech of Mr Modi at Rewari in March 2014, we ESMs are being falsely tantalized about OROP and yet you gave just a fig leaf to us in the name of OROP. Then why should we trust you now, Mr Parrikar?
7. The whole country was made to believe, in a concerted psywar, that OROP would need a huge outflow of 12000 Crores Rs, at the cost of poor people. (Mind you, not at the cost of crony capitalists!) In reality the outcome is only 2300 Crores Rs so far. Then why should we trust you now, Mr Parrikar?
8. Even the pittance the all ranks of forces got in the name of OROP (and also the previous entitlements since 2008), is not being paid by PDA banks to ESMs, especially, the ignorant jawans, settled in far flung villages. But you have no time or aptitude for this critical shortcoming. Then, why should we trust you now, Mr Parrikar?
9. Now, you are ordering three service Chiefs to first implement 7th CPC and then you will address the anomalies. Please tell us, why should we trust you now, Mr Parrikar?
Yours sincerely
Major Prakash Patil (Retd)
Here is a small comparison of average monthly pensions of we foujis, civilians in defence and IAS et al. See how foujis Have been cheated. Why should we trust you now, Mr Parrikar?
ARMEDFORCES
TOTAL PENSIONERS.......25,00,000
TOTAL BUDGET ...............Rs 33,000 CROES
AVERAGE PENSION PER PENSIONER.... Rs 15,050 /- PM
....................................................................................
CIVILIANS IN DEFENCE
TOTAL PENSIONERS......5,32,000
TOTAL BUDGET...............Rs 21,000 CROES
AVERAGE PENSION PER PENSIONER... Rs 33,680 /- PM
......................................................................................
IAS,IPS,IFS,PWD,INDIAN MEDICAL DEPT ETC
TOTAL PENSIONERS......2,95,000
TOTAL BUDGET..............Rs 33,500 CROES
AVERAGE PENSION PER PENSIONER....Rs 93,930 /- PM
Brig Narinder Dhand,
http://signals-parivaar.blogspot.in
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THE FOLLY OF AHIMSHA

LALA LAJPAT RAI'S COMMENT ON THE FOLLY OF AHIMSHA
 http://indiafacts.org/cow-protection-mahatma-gandhi-appeasing-muslims-bullying-dalits/
            Gandhi proclaims the cow to be more of a mother to a Hindu than his biological mother, that cow-slaughter is equivalent to man-slaughter, yet he wants the Hindu to merely supplicate to save the mother-cow from slaughter. This, then, was the essence of his Ahimsa – enervating of the Hindus. The absurdity of the Gandhian Ahimsa, or any other form of ahimsa taken to an extreme, has been best articulated by Lala Lajpat Rai, who had himself hailed from a Jain family (Jainism upheld Ahimsa as its very essence):
"There is no religion higher than truth, nor a course of conduct nobler than Ahimsa Paramo Dharmah. Rightly understood and rightly applied to life, the latter makes a man a saint and a hero. Misunderstood and misapplied, it makes a man cowardly and craven, base and stupid. There was a time when the Indians understood it rightly and made only the proper use of it and they were a race of truthful, noble and brave people. Then came a time when some good people, thoroughly well-intentioned and otherwise saintly, made a fad of it, placed it not only at the top of all other virtues, but made it the sole test of a good life. They overdid it not only in their own lives but converted it into a supreme national virtue at the cost of everything else.
All other virtues which ennoble men and nations were thrown into the background and subordinated to this, according to them, the supreme test of goodness, courage, bravery, heroism, all lapsed. Honour and self-respect were thrown into the shade. Patriotism, love of country, love of family, honour of the race were all extinguished. It was this perverted use or misuse of ahimsa (non-killing), or its exaggerated importance at the cost of everything else, that brought about the social, political and moral downfall of the Hindus. They forgot that manliness was as good a virtue as ahimsa. In fact the former was in no way inconsistent with the latter, if rightly applied. They overlooked the fact that individual as well as national interests made it incumbent that the weak should be protected against the strong, and that the aggressor and the usurper, the thief and the scoundrel, the lustful villain and the infamous violator of women's chastity, the ruffian and the cheat, should be prevented from inflicting injustice and doing harm. They ignored the fact that humanity required that the fear of righteous indignation and of the consequences that flow therefrom, should deter the soul of the evilly disposed people from harming innocence, violating purity and depriving others of their just rights. They failed to realize the importance and the sublimity of the truth that whosoever allows or tolerates forceful dominance of evil or tyranny and oppression, in a way abets and encourages it and is partly responsible for the prosperity and strength of the evil-doer. Ahimsa overdone and misapplied is a gangrene that poisons the system, enervates the faculties and converts men and women into half-lunatic, hysterical, unnerved creatures, good for nothing that requires the energetic pursuits of noble ends and noble virtues. It converts men into monomaniacs and cowards. …
There is no country on the face of the globe which contains so many and such profound ahimsa-ists as India does and which she has been having for centuries. Yet there is no country on the face of the globe which is so downtrodden, so bereft of manly virtues, as India of today is or as India of the last fifteen hundred years has been. Some people may say that it was not the practice of ahimsa that brought about this fall but the desertion of other virtues. I am, however, inclined to insist that the perversion of this truth was at least one of those causes that resulted in India's forsaking the path of honour, manliness and virtue. The worst is that people who profess an absolute faith in the doctrine, prove by their own practice that a perverted use of such a truth necessarily leads to a life of hypocrisy, unmanliness and cruelty.
I was born in a Jain family. My grandfather had an all-covering faith in ahimsa. He would rather be bitten by a snake than kill it. He would not harm even a vermin. He spent hours in religious exercise. To all appearances, he was a very virtuous person, who held a high position in his fraternity and commanded great respect. ……He believed in ahimsa, that perverted ahimsa which forbids the taking of any life under any circumstances whatsoever, but he considered all kinds of trickeries in his trade and profession as not only valid but good. They were permissible according to the ethics of his business. I have known many persons of that faith who would deprive the minor and the widow of their last morsel of food in dealings with them but who would spend thousands in saving lice or birds or other animals standing in danger of being killed. I do not mean to say that the Jains of India are in any way more immoral than the rest of the Hindus or that ahimsa leads to immorality of that kind. ……….What I mean is that the practice of ahimsa in its extreme form has in no way made them better than or morally superior to the other communities. In fact, they are the people who pre-eminently suffer from hooliganism and other manifestations of force, because they are more helpless than others, on account of their inherited fear and dislike of force. They cannot defend themselves, nor the honour of those dear and near to them. But we cannot afford to be taught that it is sinful to use legitimate force for purposes of self-defence or for the protection of our honour and the honour of our wives, sisters, daughters and mothers. Such a teaching is unnatural and pernicious. We condemn illegal or unlawful force in the attainment of a lawful object, but we cannot afford to sit silent when a great and a respected man tells our young men that we can only "guard the honour of those who are under our charge by delivering ourselves into the hands of the men who would commit the sacrilege" and that this requires "far great physical and mental courage than delivering blows."
Suppose a ruffian assaults our daughter. Mr. Gandhi says that according to his conception of ahimsa, the only way to protect the honour of our daughter is to stand between her and her assailant. But what becomes of the daughter if her assailant fells us and then completes his diabolical intention? According to Mr. Gandhi, it requires greater mental and physical courage to stand still and let him do his worst than to try to stop him by matching our force against his. With great respect for Mr. Gandhi, this has no meaning.'' [28]
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CITIZENS' ISSUES - TRANSFER OF A FLAT

CITIZENS' ISSUES
 

http://www.moneylife.in/article/how-to-transfer-a-flat-in-housing-society-or-chs/37469.html
How to transfer a flat in housing society or CHS?
Shirish S Shanbhag
21 May 2014 15  
Here are the guidelines to follow while transferring a flat in a cooperative housing society- CHS to a legal heir or nominee

From the days of "ek bangla bane nyara", a large part of our society, especially in cities, has come to comfortably adopt a lifestyle based on nuclear families with a rise in the demand and ownership of flats and such property. However, more often than not, due to the sheer complicity and technicalities of our legal system, we find ourselves trampled by a load of complicated questions and even cheating and deception. One such area of concern is 'transmission of flats'. Here, we have the procedure for the same simplified for you.
Earlier, flats were generally purchased by an individual, usually the male member of the family, who used to be the earning member. However, with the rise in the prices of property, the trends have undergone a change now. These days we find that flats are usually purchased in the joint name of husband and wife. In such a case, if percentage of share in purchasing the flat is not stated, it is assumed that both of them have equal shares in the ownership of the flat.
In the above scenario, a share certificate is issued in the joint name of the husband and wife, as a joint ownership. As per existing Bye-laws, the person whose name does not stand first in the share certificate becomes an 'Associate Member'. In case of death of the person named first in the share certificate, the Associate Member retains the right on his/her flat since his/her name exists in the Sale Deed of the flat as a joint buyer.
When flats are bought jointly, the joint owner can make a will bequeathing his/her part of the flat to the other joint owner. Thus, in case of death of anyone of them, the one surviving joint owner will get an absolute right on the jointly owned flat (provided, the due process of the law is followed).
Transmission of flats happens in the following two ways:
  1. When the flat owner has made a nomination before death.
  2. When the flat owner has not made any nomination before death.
Nominee:
The word nominee means a person who holds or acquire right, property or any other kind of liability incurred on behalf of others. Nominee means a trustee. A nominee holds a property on behalf of other legal heirs.
Thus, the simple meaning derived from above proposition is that a nominee cannot be a real owner but, in fact a trustee who has legal control of property that is kept or invested for another person, company or organization.
Procedure for nomination:
The procedure for nomination by a member of co-operative society is provided in bye laws of the cooperative Housing society, bye law no. 32, which runs as under:
"A member of the society may by writing under his hand in the prescribed form, nominate a person or persons to who the whole or part of the shares and /or interest of the members in the capital/property of the society shall be transferred in the event of his/her death."
Further no fees shall be charged for recording the first nomination.
  1. A members may revoke or vary his nomination, at any time, by making an application, in writing under his hand to the to the secretary of the society.
  2. Every nomination made, shall be recorded in register of nomination "within 7 clear days'' from the date on which resolution to accept the nomination was recorded in minutes of managing committee.
  3. Every fresh nomination shall be changed a fee of Rs100
Transfer of shares/of interest on event of death of member to a nominee:
It is clearly provided in section 30 of the Maharashtra co-operative societies act, 1960 (Act no. XXIV of 1961 Mah) that, on the death of a member of society, the society shall transfer the share or interest of the deceased member to person or persons nominated in accordance with the rules and byelaws.
Analysis of section 30
A nominee comes into picture only on death of the member. The society shall transfer the shares of the deceased member to nominated person.
Whether it is advisable to make a nominee in case of joint ownership of flats? 
The object behind nomination is to avoid confusion in case there are disputes between the heirs and legal representatives and to obviate the necessity of obtaining legal representation and to avoid uncertainties as to with whom the society should deal to get proper discharge. Nomination does not create a new rule of succession.
Therefore, it is highly advisable to make a nomination in case of joint ownership of a flat. In case of a simultaneous death of both the joint owners, the flat is rendered intestate. The due process of law has to be followed to transmit such a flat in the name of the legatee. An appointed nominee and a will (of a joint owner bequeathing his/her ownership in the name of the other joint owner) can go a long way in avoiding unnecessary confusion and ambiguities. In a case where both nomination and Will is prepared, the Will will prevail over the nomination paper.
Procedure to follow for transmission when nomination is made by the flat owner
(1) The form of application for membership in Appendix-15, by the nominee/ nominees [ under Bye-law No. 34] with Rs100 entrance fee.
(2) If nominee has no independent income source, an undertaking on Rs100 Non-Judicial Stamp Paper, in Appendix-5 will be furnished by a person who is a close relative and an earning member and who is ready to discharge the liabilities of the prospective nominee-member to the Society. [ under Bye-law No.19(A) (v)]
(3) If there are more than one nominee, an indemnity on Rs200 Non-Judicial Stamp Paper is to be submitted by the prospective nominee-member, in Appendix-18. [ under Bye-law No.34 ]
(Note: This indemnity is to be given, only if one of the nominees become member of the society. If first named nominee becomes a member of the Society and all other nominees become joint associate members, this indemnity need not be given.)
(4) Undertaking on Rs100 Non-Judicial Stamp Paper to be submitted by the prospective nominee-member, in Appendix-4. [ under Bye-law No.17(b) and 19(A)(iv) ]
(5) Copy of the Nomination Form in Appendix-14, of the deceased member. [ under Bye-law no.34 ]
(6) Attested Xerox copy of the Death Certificate of the deceased member. [ under Bye-law no.34 ]
(7) Xerox copy of the Share Certificate of the deceased member, with undertaking on the Xerox copy, that original share certificate will be produced by the member, as and when asked by the Secretary for making the name change by the Society.
(8) If nominee-member wants to make one of his relatives an associate member, simultaneously with him, he needs to apply by filling the form in Appendix-8, with Rs100 entrance fee for the Associate Member. [ under Bye-law No. 19(B) ]
(9) If the nominee already possesses another flat in the same society, then to hold an additional flat, an application in Appendix-28, has to be made by the nominee-member. [ under Bye-law No. 62 ]
(10) Nomination to be made by the nominee-member, in Appendix-14, in triplicate. [ under Bye-law No.32 ]
(NOTE: This is also applicable, to the case, when no nomination is made, as given below...
(1) All forms and papers as stated above are to be submitted in a file to the Society's office.
(2) All dues of the Society and the deceased member in arrears and also future dues for the following six months have to be paid by the nominator member at the time of submitting the membership application.
(3) All stamp papers are to be purchased in user's name.
(4) Entrance fees, as in Sr. No.(1) and (8) have to be paid along with dues, at the time of submitting of the forms to the society.
(5) If the Society does not inform you of any objection within 90 days of submitting of your application for your membership, then under Section 22(2) of Maharashtra Co-operative Societies Act, 1960, you become a deemed member of the Society. To confirm your deemed membership, you have to make an appeal to your Deputy Registrar, to take a hearing and pass an order under section 22(2), to confirm your membership by the society.)
Procedure to follow for transmission when no nomination is made by the flat owner or when no nominee is ready to accept the membership of the society
In such a case, if there is a dispute among the relatives of the deceased, the Society will demand Succession Certificate from the the relatives of the deceased. Negligible Court Fee has to be paid for the same, in the light of judgement delivered by the Bombay High Court, in case of Testamentary Petition No595 of 2005, Yallappagauda Shankar Rao v/s Smt. Yallappagauda Manjunatha Rao.
When there is no dispute, following papers are to be submitted:
(1) Application for membership by an heir of the deceased member, in Appendix-17, with Rs100 entrance fee. [under Bye-law No.35]
(2) If the heir does not have an independent source of income, an undertaking by an earning member and relative of the heir, who is ready to pay all Society's due of the heir has to be made on Rs100 Non-judicial Stamp Paper.
(2) The heir has to give an indemnity on Rs200 Non-Judicial Stamp Paper, in Appendix-19. [ under Bye-law no.35 ]
(3) The heir has to give an undertaking on Rs100 Non-Judicial Stamp Paper, in Appendix-4. [under the bye-law no. 17(b) and 19(A)(iv) ]
(4) CHS will display the notice in Appendix-16 in its notice board, send a copy to every member of the Society and will publish it in two local news papers having wide publicity, one in local language and one in English. Any claim from the public has to come within a period of 15 days from the date of publication of the notice. [ under Bye-law no.35 ]
(5) Follow points (6) to (10) as mentioned above in the case where nomination is made.
(Note: The heir has to take a Xerox copy of the notice published in all the news papers as proof of publication in the newspapers and among the members of the said CHS. These are to be submitted to the Society, as a proof of publication in the papers.)
He will then submit his papers to CHS, only after the period stated in the newspaper has expired.

What is CHS and Transmission?


Cooperative Housing Society (CHS):
According to Section 2(16) of The Maharashtra Cooperative Societies Act "Co-operative Housing Society" means a society the object of which is to provide its members with open plots for housing, dwelling houses or flats; or if open plots, the dwelling houses or flats as already acquired to provide its members common amenities and services. 
Transmission:
The right which heirs or legatees may have of passing to their successors the inheritance or legacy to which they were entitled, if the owner happen to die without having exercised their rights. 
Transmission of flats:
Transmission in case of flats is possible only for the flats owned by individuals. If flat is held by a body corporate, transmission is impossible, since body corporate has no death. 
Body Corporate:
A body corporate means any entity that has its separate legal existence apart from the persons forming it. It enjoys a completely different legal status apart from its members. So, a body corporate shall include: a company, a foreign company, a corporation, a statutory company, a statutory body, an LLP, etc. and such bodies that have separate legal existence.
Even after the death of all the partners or directors of a company/firm, the company/firm does not die.
NOTE:
Those seeking help or advice on CHS issues can contact Moneylife Foundation's Legal Resource Centre (LRC) ( http://moneylife.in/lrc.html )
(Shirish S Shanbhag, an MSc and a retired professor with over 32 years of experience, helps draft legal documentation related to co-operative societies, RTI and several other areas.) 

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PLACARD AT MARTYR'S MEMORIAL AT JABALPUR

<b>PLACARD AT MARTYR'S MEMORIAL AT JABALPUR</b>
THESE ARE THE LAST FOUR LINES OF THE FAMOUS POEM "PUSHAP KI ABHILASHA" i.e THE DESIRE OF THE FLOWER. BY MAKHAN LAL CHATURVEDI WRITTEN DURING THE FREEDOM STRUGGLE

CORPS OF SIGNALS - VIDEO

*** SPECIAL PAGES IN THIS WEB SITE ***

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*** USEFUL DOCUMENTS FOR VETERANS ***

A plethora of important documents for Veterans are hosted under the VETERAN's E-LIBRARY section. Plz open the same from the said section for the list of contents & read the docu/pamphlet by clicking on the title.
The list is continuously growing with contribution from the Veterans.
Brig Narinder Dhand (Veteran)

nkd616@gmail.com
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*** INDEX OF IMPORTANT DOCUMENTS - CLICK TO OPEN ***

  • HOW TO TRANSFER PROPERTY
  • WILL - HOW TO MAKE IT TAMPER PROOF & UNDISPUTEABLE
  • INFO RETD OFFRS - AG BRANCH BROCHURE JUL-13
  • HISTORY OF DELHI
  • ESSAY - ON RELIGION BY KHUSHWANT SINGH
  • ORGAN DONATION - A GIFT OF LIFE
  • NDA - 60 GLORIOUS YEARS
  • SHRI GURU GOBIND SINGH JI
  • SENSITIVITY TO SENIOR CITIZEN
  • LAST POWER - AT YOUR OLD AGE
  • HANDING OVER YOUR WEALTH BATON
  • BE SAFE AT OLD AGE
  • POST RETIREMENT - LIVE HAPPILY
  • GUIDELINES FOR WRITING YOUR WILL
  • SAMPLE WILL - BRIG IM SMART
  • PPF - LESSER KNOWN FACTS
  • ENDORSEMENT OF DOB OF SPOUSE IN PPO
  • ACTIONS ON DEMISE OF A PENSIONER
  • REGISTRATION ACT & TFR OF PROPERTY
  • NOMINEE - IN YOUR BANK ACCTS LESSER KNOWN FACTS
  • Oh SxxT - ITs ORIGIN
  • MAP - INDIAN RAILWAYS
  • DON ' T YOU QUIT
  • LT DID YOU DIE IN VAIN

*** INFORMATIVE LINKS ***

  • OVERSEAS CITIZENSHIP OF INDIA (OCI) SCHEME
  • WEB SITE OF SENIOR CITIZENS
  • BOOKLETS - WHICH CONCERN VETERANS
  • ENDORSEMENT OF DOB OF SPOUSE IN YOUR PPO
  • INTERESTING READING MATERIAL
  • FAMOUS PAINTINGS
  • LIVING HAPPILY AFTER RETIREMENT
  • 14th REUNION AT ! STC JABALPUR

*** ASSORTED READING MATERIAL OF INTEREST ***

  • THE INDIAN ARMY’S GREATEST TRAGEDY!
  • A GIFT CAN'T BE TAKEN BACK
  • HOW DO NON-INDIANS VIEW SIKHISM
  • SUKHY KHAI KAY By KHUSHWANT SINGH
  • MILITARY TO CORPORATE
  • PRADHAN MANTRI TV SERIALS -LINKS
  • HANUMAN CHALISA - ENGLISH MEANINGS
  • GOLDEN TEMPLE LANGAR IN PICTURES
  • 24 HRS SIKH RADIO - GURBANI SUNO
  • PRAYER - SIKH ARDAAS - English
  • CALCULATION OF INTEREST IN BANKS & POST OFFICES
  • CALCULATOR - THINK OF ANY CALCULATION
  • NRI VOTER'S ENROLLMENT APPLICATION - FORM 6A

LINKS FOR DAILY LIFE

  • PERSONAL FINANCIAL PLANNING – IMPORTANT TIPS
  • FIXED DEPOSIT - CALCULATOR
  • LATEST INDIAN NEWS - AS THEY HAPPEN
  • FINANCIAL PLANNING FOR NEWY WEDS – TOGETHER YOU CAN!
  • NOIDA - PAY ELECTRICITY BILLS ON LINE
  • PRESS INFO BUREAU OF INDIA
  • SAINIK REST HOUSES - INDIA
  • RAILWAY ENQUIRY SYSTEM - LIVE

SIGNALS FAMILY MAILING GROUP

  • CLICK TO OPEN THE GROUP e- MAILING PAGE

GENERAL READING ARTICLE -LINKS

  • AMAZING CARD TRICK
  • HEALTH TIPS- SQUATTING
  • WOH BHI KIA DIN THHE
  • PANCHAYAT KA FAISLA
  • I NEVER KNEW THAT - WHY
  • ASHOKA TREE
  • WHY FRAUDSTERS CONTINUE TO THRIVE
  • CONQUER SELF TO ACHIEVE SUCCESS
  • GROWING UP IN INDIA

*** HISTORY - A PEEP INTO ***

  • WHY INDIA BECAME INDEPENDENT - A VIEW
  • LESSER KNOWN FACTS ABOUT INDIA
  • A TRIBUTE TO SARDAR PATEL
  • WHEN YUSUF CROSSED LINE OF CONTROL
  • BATTLE OF HAZIPIR PASS - 1965
  • BATTLE OF ASHUGANJ -1971
  • AN ATLAS OF 1971 WAR BY JOHN H. GILL
  • VOYAGE OF VIKRANT
  • COMMEMORATION OF CANADIAN VICTORY IN WW- l VIMMY RIDGE BATTLE OF FRANCE

SPORTS NEWS - HEADLINES

TRANSLATE

Punjabi Key Board Punjabi University

Learn Punjabi and Translate English to Punjabi

Google English to Punjabi Translator

English to Hindi Translation

ASSORTED READING LINKS

  • GOLDEN TEMPLE LANGAR
  • RECIPIES OLD BOOK BY MRS DHAND
  • KAHAN GAYE WOH DIN

IMPORTANT ARTICLES ON HEALTH ISSUES

  • CONTRIBUTIONS BY LT COL HARISH NAGPAL
  • COLLECTION OF ARTICLES ON HEALTH ISSUES

NDA-TIGER HILL MEMORIAL

DEDICATED TO NDA BY 28TH COURSE

ADDITIONAL LINKS - GENERAL TOPICS

  • PARIS- VIEW FROM EIFFLE TOWER
  • MT EVEREST 3-D
  • MYSORE PALACE
  • PET BOTTLES FOR LIGHTING UP JHUGGIES
  • THERE WAS ONCE MADHUBALA
  • BOMBAY IN 1920 - AMAZING MOVIE
  • TYPE ANY ADDRESS AND SEE THE LOCATION ON MAP
  • AMAZING CARD TRICK
  • SIGNALS FAMILY MAILING GROUP

INDIAN RAILWAY- PASSENGER INFORMATION

  • CHECK TRAIN BERTH AVAILABILITY
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  • INDIAN RAILWAYS PASSENGER RESERVATION ENQUIRY
  • REAL TIME TRAIN INFO SYSTEM
  • TRAINS AT A GLANCE - TIME TABLE
  • RAIL TRAVEL CONCESSIONS
  • RAIL RESERVATION THRO' SMS & AIRTEL MONEY
  • RETIRING ROOM DETAILS - INDIAN RAILWAY
  • IMPORTANT PROVISIONS - TICKETS

*** LINKS TO OTHER BLOGS / WEBS ***

  • SAINIK DARPAN
  • Maj PM RAVINDRAN'S BLOG (RAVI FOR JUSTICE)
  • INSTITUTE OF DEFENCE STUDIES AND ANALYSIS
  • ECHS WEB SITE
  • INDIAN DEFENCE NEWS
  • JOTTINGS - AGGI'S BLOG (PUBLISHED DEF NEWS)
  • SANJHA MORCHA BLOG
  • UNITED SERVICES INSTITUTE
  • WEBSITE OF SENIOR CITIZEN OF INDIA
  • SUVIGYA - PENSION ENQUIRY SYSTEM
  • CENTRAL GOVT EMPLOYEES NEWS
  • BLOG REPORT MY SIGNALS (VETERANS)
  • Maj NAVDEEP SINGH's BLOG
  • DTE OF ESM WELFARE NAVAL HQ
  • MAJ GEN VK SINGH'S BLOG ON MILITARY HISTORY
  • MAJ GEN VINAY SINGH'S BLOG
  • REPORT MY SIGNAL PROFESSIONAL MATTERS BLOG
  • COL HARISH PURI's BLOG
  • COL ID SHARMA's BLOG
  • Air Marshal SHARAD SAVUR's BLOG

INCOME TAX FY 2018-19

INCOME TAX FY 2018-19

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28TH COURSE NDA - GJC -2012

HARSHINGAR PLANT

HARSHINGAR PLANT
IT IS ALSO CALLED NIGHT JASMINE

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AUTHOR'S OTHER BLOG SITES

  • 28TH COURSE NDA
  • SIGNALS -PARIVAAR ( INDIAN MILITARY VETERANS )
  • ARTICLES - FOR OUR LEISURE READING
  • NKD'S LIBRARY OF SORTS
  • NATIONAL DEFENCE ACADEMY - MATES
  • 37 IMA COURSE GOLDEN JUBILEE CELEBRATIONS
  • GOLDEN JUBILEE YO (SIGS) - SER 49
  • Brig Narinder Dhand (Veteran)
  • DHAND PARIVAR
  • HAMARA RAMVIHAR
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